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Buying the TVS Apache RTR 310 on EMI: Your Guide to Owning a Freestyle Beast

The TVS Apache RTR 310 isn’t just a motorcycle—it’s a statement. With its cyborg-inspired design, powerful 312.2cc engine, and a host of segment-first features, it’s no wonder why this bike is a favorite among riders who crave both performance and style. Whether you’re navigating city streets or hitting the open highway, the Apache RTR 310 delivers an exhilarating experience.

The best part? You can now own this freestyler with an EMI as low as ₹8,189, making it easier than ever to bring home your dream ride. This guide will walk you through the bike’s standout features, financing options, and tips to make an informed purchase, ensuring you hit the road with confidence.

Why Choose the TVS Apache RTR 310?

A Power-Packed Performer

The TVS Apache RTR 310 is powered by a 312.2cc single-cylinder, liquid-cooled engine that churns out 35.08 bhp and 28.7 Nm of torque. With a 6-speed gearbox and a bi-directional quickshifter, gear shifts are seamless, whether you’re cruising through traffic or pushing the limits on a track. The bike’s five riding modes—Rain, Urban, Sport, Track, and Supermoto—let you tailor the performance to your environment, making it versatile for every riding style.

Cutting-Edge Features

This bike is a tech lover’s dream. The 5-inch TFT race computer offers Bluetooth connectivity, turn-by-turn navigation, and race telemetry, giving you real-time insights into your ride. Features like climate-controlled seats, traction control, cruise control, and a GoPro integration via the TVS Connect App set it apart from competitors. The intelligent headlight system adjusts brightness based on speed and ambient light, ensuring safety and visibility. These innovations make the Apache RTR 310 a standout in its class.

Aggressive and Premium Design

Inspired by the cyborg, the Apache RTR 310 boasts a sharp, futuristic look. Its split headlight design, high tail, and dual-colored alloy wheels scream attitude. Available in vibrant colors like Arsenal Black and Fury Yellow, the bike’s premium aesthetics are complemented by functional elements like the split trellis frame and dynamic tail lamps that flash during rapid deceleration. It’s a head-turner that feels as good as it looks.

Understanding EMI Options for the TVS Apache RTR 310

What is EMI and How Does it Work?

EMI, or Equated Monthly Installment, allows you to pay for the bike in affordable monthly payments instead of upfront. For the TVS Apache RTR 310, EMI starts at just ₹8,189 for a loan tenure of 36 months, depending on the variant, down payment, and interest rate. The EMI includes both the principal loan amount and interest, calculated using the formula: EMI = [P x R x (1+R)^N] / [(1+R)^N – 1], where P is the principal, R is the monthly interest rate, and N is the number of installments.

Financing Details

The on-road price of the TVS Apache RTR 310 in cities like Coimbatore starts at approximately ₹2,96,760, including RTO charges and insurance. Lenders typically finance up to 90-95% of the on-road price, with some offering 100% funding for eligible customers. For example, with a loan amount of ₹2,54,595 at an interest rate of 6% for 36 months, the EMI comes to around ₹7,754, though rates and terms vary by financier. A minimum down payment, which includes RTO and insurance, is typically required, starting at around ₹14,591 for the base variant.

Benefits of Buying on EMI

  • Affordability: Spread the cost over months, making it easier to manage finances.
  • Flexibility: Choose tenures (e.g., 12, 24, or 36 months) that suit your budget.
  • Quick Approval: Many financiers offer instant EMI approval, speeding up the purchase process.
  • Low Interest Rates: Competitive rates, starting as low as 6-10%, keep EMIs manageable.

Tips for Choosing the Right EMI Plan

  • Compare Financiers: Check with TVS dealers or platforms like BikeDekho for the best loan deals.
  • Calculate Total Cost: Use an EMI calculator to understand the total payable amount, including interest.
  • Check Eligibility: Your credit score and income impact loan approval and interest rates.
  • Negotiate Down Payment: A higher down payment can lower your EMI and interest burden.

Key Specifications of the TVS Apache RTR 310

FeatureSpecification
Engine312.2cc, Single-Cylinder, Liquid-Cooled
Power35.08 bhp @ 9700 rpm
Torque28.7 Nm @ 6700 rpm
Transmission6-Speed with Quickshifter
Weight169 kg
Fuel Tank Capacity11 liters
Mileage~32 kmpl (user-reported)
BrakesFront & Rear Disc with ABS
SuspensionFully Adjustable Front, Mono-Shock Rear
Price (Ex-Showroom)₹2,50,054 – ₹2,72,064
On-Road Price (Coimbatore)₹2,96,760 – ₹3,20,823

Data sourced from BikeWale and TVS Motor.

Why the TVS Apache RTR 310 Stands Out

Performance for Every Rider

Whether you’re a city commuter or a thrill-seeker, the Apache RTR 310 adapts to your needs. The Urban and Rain modes dial down power for smoother city rides, while Sport and Track modes unleash the bike’s full potential. Riders report covering 530 km in one go without fatigue, thanks to the bike’s ergonomic design and comfortable seating.

Value for Money

Priced between ₹2.50 lakh and ₹2.72 lakh (ex-showroom), the Apache RTR 310 offers premium features at a competitive price. Compared to rivals like the KTM 250 Duke or Honda CB300R, it delivers more tech, like traction control and climate-controlled seats, making it a value-packed choice for the budget-conscious yet feature-hungry rider.

Maintenance and Running Costs

The Apache RTR 310 is designed for reliability, with annual maintenance costs estimated at under ₹50,000. Its 32 kmpl mileage ensures reasonable fuel expenses, making it a practical choice for daily commuters and long-distance riders alike.

Real-World Rider Experiences

Riders across India rave about the Apache RTR 310’s performance and style. One owner shared, “I rode 530 km in one shot, and it handled like a dream—great for off-roading and city rides.” Another praised its black color variant, calling it a “monster” that steals hearts with its aggressive look. While some note minor vibrations at high speeds, the consensus is that the bike’s handling, quickshifter, and feature-rich TFT display make it a joy to ride.

Conclusion

The TVS Apache RTR 310 is more than just a motorcycle—it’s a lifestyle choice for those who crave freedom, style, and performance. With its powerful engine, cutting-edge features, and striking design, it’s a worthy investment for any biking enthusiast. Thanks to EMI options starting at ₹8,189, owning this freestyle beast is now more achievable than ever. By comparing loan offers, calculating your EMI, and understanding the bike’s features, you can make a smart purchase decision. Ready to hit the streets? Visit your nearest TVS dealership, explore financing options, and ride away on the Apache RTR 310!

FAQs

What is the minimum down payment for the TVS Apache RTR 310?

The minimum down payment starts at ₹14,591, depending on the variant and financier. This includes RTO and insurance charges. Some lenders may offer 100% funding for eligible buyers.

What is the EMI for a 3-year tenure?

For a loan amount of ₹2,54,595 at a 6% interest rate, the EMI is approximately ₹7,754 for 36 months. However, with an EMI of ₹8,189 as advertised, the exact amount depends on the loan terms and down payment. Use an EMI calculator for precise figures.

What are the key features of the TVS Apache RTR 310?

The bike offers a 312.2cc engine, five riding modes, a TFT display with navigation, climate-controlled seats, traction control, cruise control, and a quickshifter, making it one of the most feature-packed bikes in its segment.

Is the TVS Apache RTR 310 good for long rides?

Yes, riders report excellent comfort for long rides, with ergonomic seating and cruise control. One user rode 530 km in a single trip without issues, though some note vibrations above 100 kmph.

Where can I find the best EMI deals?

Contact your nearest TVS dealership or use platforms like BikeDekho or Zigwheels to compare loan offers. Check for seasonal discounts or cashback offers, such as up to ₹7,500 on HDFC Bank transactions.

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